Answer a few questions about your Kentucky property and get a personalized coverage analysis — free, no sign-up required.
✓ Gap analysis with specific warnings
✓ Rate comparison vs KY market
✓ FEMA flood risk data
Property Basics
Tell us about your property to get started
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Single Family
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Condo
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Townhome
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Mobile Home
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Owner-Occupied
Primary residence
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Long-Term Rental
12+ month leases
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Short-Term Rental
Airbnb, VRBO, etc.
$250,000
$100K$500K$1M+
Property Details
Help us understand your property's specific characteristics
Asphalt Shingle
Most common
Metal
Tile
Slate
Flat / Membrane
What is the main structural frame of your home? Don't worry about exterior siding — carriers rate on the frame.
Wood Frame
Most common. Includes homes with vinyl, fiber cement, stucco, or wood siding.
Brick Veneer
Brick on the outside, wood frame on the inside. Most "brick" homes are this.
Solid Masonry
Concrete block, poured concrete, or solid double-brick walls. No wood frame.
Steel Frame
Metal stud or steel beam construction. Common in newer builds.
Log / Timber
Log cabin or heavy timber frame. May require specialty coverage.
Current Coverage
Optional — helps us compare your rates and find savings
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Drag & drop your declarations page here
or — PDF, JPG, or PNG accepted
🔒 Your privacy is protected. Your file is analyzed locally and never stored or shared.
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Analyzing your coverage...
Checking FEMA flood data, running gap analysis, comparing rates